mLOKATA
Customers have entrusted us wit almost 6.5 mln deposits!
Saving at mBank means a wide array of possibilities. Choose the best savings option for you
mLOKATA is a good solution for those who want savings with a guaranteed interest rate.
mLOKATA gives you freedom of choice - you are given a guaranteed interest rate for a period of time from 2 to 12 months.
mLOKATA complements the eMAX and eMAX plus, deposits with variable interest rates.
The benefits of mLOKATA as a savings strategy at mBank:
- fixed (guaranteed) interest rate for the entire interest earning term (as opposed to eMAX and eMAX plus accounts and eMAX variable interest rate deposit),
- shorter obligatory deposit period (as opposed to the eMAX deposit, where the shortest period is 12 months),
- lower minimal amount of deposit (as opposed to eMAX deposit),
mLOKATA in comparison with other saving methods at mBank:
- freezing money at the bank (as opposed to eKonto, eMAX and eMAX plus accounts),
- no possibility to partially withdraw the funds (as opposed to eMAX deposit, from which funds can be withdrawn),
- less favorable conditions of breaking the term deposit (as opposed to eMAX deposit, in which the interest rate is reduced only for the last interest capitalization period).


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