Mortgage loan

Mortgage loan in mPLAN Minimum loan amount: 80 100 PLN Loan currency: PLN, CHF, USD, EUR Beneficial interest: from 5,86% up to 10,34% in PLN and from from 3,49% up to 8,89% in CHF Up to 100% of the value of the mortgage security Maximum pay-off period: up to 45 years Pay off in fixed or diminishing installments Part of the mPLAN framework

Why take a mortgage loan in mBank?

• We allow earlier full or partial pay-off of the loan and currency conversion without additional charges
• We accept various morgage security methods
• Information about the loan available 24/7 via Internet and mLinia
• Reduce your installments on PLN loan through a unique balancing mechanism.

Who is the mortgage loan for?
The mortgage loan is offered to mBank's eKONTO account holders. If you still do not hold an eKONTO account you can open it any time, mBank does not require a minimum amount on the account, does not charge fees for opening and holding the eKONTO and offers a free Visa Electron card to the account.
 
What can the mortgage loan be spent on?
The mortgage loan is granted for housing purposes, which can be one of the following:

• Building a house
• Buying a building lot
• Building a house or a flat with a developer

Useful links

Financial Centers

• Buying a house or a flat
• Buying a co op house or flat
• Converting a co-op flat ownership to separate ownership of real property
• House or flat renovation

Mortgage loan and mPLAN
eKONTO and the mortgage loan are part of the financial plan - the mPLAN. Within the mPLAN framework you can decide what portion of the funds you currently have on your account should balance the mortgage amount. It is possible through a unique balancing funds mechanism. By moving free funds to balance your loan you gain more than if you had invested in a term deposit!