|
Note |
Year ended 31 December |
|---|
|
2018 |
2017 |
| Interest income, including: |
6 |
4 518 190 |
4 052 074 |
| Interest income accounted for using the effective interest method |
|
3 868 051 |
3 773 079 |
| Income similar to interest on financial assets at fair value through profit or loss |
|
650 139 |
278 995 |
| Interest expenses |
6 |
(1 021 716) |
(916 414) |
| Net interest income |
|
3 496 474 |
3 135 660 |
| Fee and commission income |
7 |
1 641 782 |
1 659 673 |
| Fee and commission expenses |
7 |
(665 932) |
(667 515) |
| Net fee and commission income |
|
975 850 |
992 158 |
| Dividend income |
8 |
3 558 |
3 428 |
| Net trading income, including: |
9 |
347 336 |
294 063 |
| Foreign exchange result |
|
323 472 |
289 112 |
| Gains or losses on financial assets and liabilities held for trading |
|
30 571 |
17 606 |
| Gains or losses from hedge accounting |
|
(6 707) |
(12 655) |
| Gains or losses on non-trading financial assets mandatorily at fair value through profit or loss |
10 |
(160 041) |
nd |
| Gains less losses from investment securities, investments in subsidiaries and associates |
11 |
nd |
(3 937) |
| Gains less losses from financial assets and liabilities not measured at fair value through profit or loss and investments in subsidiaries and associates, including: |
11 |
14 495 |
nd |
| Gains less losses from debt securities measured at fair value through other comprehensive income |
|
16 465 |
nd |
| Gains less losses from investments in subsidiaries and associates |
|
(4 034) |
nd |
| Gains less losses from derecognition |
|
2 064 |
nd |
| Other operating income |
12 |
407 620 |
242 360 |
| Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss |
15 |
(527 573) |
(507 721) |
| Overhead costs |
13 |
(1 911 340) |
(1 818 949) |
| Depreciation |
26, 27 |
(252 592) |
(224 219) |
| Other operating expenses |
14 |
(192 953) |
(210 171) |
| Operating profit |
|
2 200 834 |
1 902 672 |
| Tax on the Bank’s balance sheet items |
|
(401 760) |
(375 256) |
| Share in profits (losses) of entities under the equity method |
|
1 240 |
486 |
| Profit before income tax |
|
1 800 314 |
1 527 902 |
| Income tax expense |
16 |
(483 945) |
(432 832) |
| Net profit |
|
1 316 369 |
1 095 070 |
| Net profit attributable to: |
|
|
|
| – Owners of mBank S.A. |
|
1 316 451 |
1 091 530 |
| – Non-controlling interests |
|
(82) |
3 540 |
| Net profit attributable to Owners of mBank S.A. |
|
1 316 451 |
1 091 530 |
| Weighted average number of ordinary shares |
17 |
42 318 253 |
42 290 313 |
| Earnings per share (in PLN) |
17 |
31.11 |
25.81 |
| Weighted average number of ordinary shares for diluted earnings |
17 |
42 343 775 |
42 313 383 |
| Diluted earnings per share (in PLN) |
17 |
31.09 |
25.80 |
