The bank was established in 1986 as Bank Rozwoju Eksportu (BRE Bank), initially focusing on corporate clients. We have been operating in the segment of individual clients since 2000, i.e. from the moment of launching mBank, fully online bank – in 2018 we celebrated our 18th birthday, broadly described in previous report.

Establishment of Bank Rozwoju Eksportu as a joint-stock company

Listing of BRE Bank on the Warsaw Stock Exchange

Signing of a strategic partnership agreement with Commerzbank AG

Acquisition and merger with Polski Bank Rozwoju SA

Establishment of mBank – the first internet-only bank in Poland –completed in just one hundred days

Launch of Multibank, the second retail arm of BRE Bank, targeting affluent customers

Foreign expansion of retail operations, the first branches of mBank are set up in the Czech Republic and Slovakia

  • Rebranding – Replacing of three existing brands by one: mBank
  • New mBank transactional platform is launched

„mobile Bank” Strategy for 2016-2020 is announced

Start of mAccelerator – fund aimed at the development and commercialisation of technology for financial institutions

Strategic partnership with WOŚP, launch of e-commerce services via mElements

  • New strategy for 2020-2023
  • Announcement of the intention to sell mBank’s shares by Commerzbank

In 2001, we established MultiBank, which complemented the bank’s business model with servicing clients in the outlet network in the largest Polish cities. Since the very beginning, mBank has relied on organic growth, which means that the current scale of its business has been achieved without takeovers of other banks and financial institutions. mBank is the only bank in Poland with successful track record of rolling out its online retail banking model into foreign markets. Since 2007, we have been operating in the Czech Republic and Slovakia. In 2013, we unified our brand under mBank name, which is the most powerful of our brands.

In 2019, we continued to focus the offer of mBank Group on digital DNA, which underlies our internal processes, tools and services for clients. We have been effectively implementing the strategy aimed at creating a modern and innovative transactional bank, which offers an integrated range of products and services both for individual and corporate clients. Enhancing our offer for SME clients, in 2019 we acquired LeaseLink to provide leasing as a payment method for e-commerce. For more information regarding the subsidiaries, please refer to section Key information.

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