outgoing transfer
new outgoing transfer forms
Transfer forms compliant with the new standard will have a uniform structure at all banks and more fields to be filled in, e.g.
in SEPA, international and EuroEkspres transfers orders, you may already enter counterparty address data in a split form,
counterparty address data will be entered in separate fields (post code, city, street, house no., country, etc.),
We will communicate all the changes in advance.
changes in counterparty databases
We will adjust forms in counterparty databases in mBank CompanyNet to the new transfer forms with a wider scope of data. We will inform you about the exact date in advance.
If you use solutions that are integrated with our systems, adjust your company’s financial and accounting software to the new standard.
shedule of the changes in transfers
We are applying a transitional period during which both formats are available simultaneously to ensure that our clients have time to adjust their systems.
The schedule may change. Last update: 07.04.2026
description of the changes in transfers
SEPA
transitional period from Q1 2024
transition to the new standard as of Q4 2026
SWIFT
existing standard until Q4 2024
transitional period from Q4 2024
transition to the new standard as of Q4 2026
SORBNET
existing standard until Q4 2025
transitional period from Q4 2025
transition to the new standard as of Q4 2026
ELIXIR
transitional period from Q2 2027
transition to the new standard os of Q2 2028
SEPA
transitional period from Q1 2024
transition to the new standard as of Q4 2026
SWIFT
existing standard until Q4 2024
transitional period from Q4 2024
transition to the new standard as of Q4 2026
SORBNET
existing standard until Q4 2025
transitional period from Q4 2025
transition to the new standard as of Q4 2026
ELIXIR
transitional period from Q2 2027
transition to the new standard os of Q2 2028
SEPA
transitional period from Q1 2024
transition to the new standard as of Q4 2026
SWIFT
existing standard until Q4 2024
transitional period from Q4 2024
transition to the new standard as of Q4 2026
SORBNET
existing standard until Q4 2025
transitional period from Q4 2025
transition to the new standard as of Q4 2026
ELIXIR
transitional period from Q2 2027
transition to the new standard os of Q2 2028
mass payment and mass payment plus
we enable the import of bulk transfer orders and bulk transfer plus orders in the XML (ISO 20022) PAIN.001.001.09 format.
in the long term, we will allow the import of transfers only in the XML (ISO 20022) PAIN.001.001.09 format; other formats will be gradually phased out (over the course of several years).
we will inform you in advance about the specific dates for introducing these changes and disabling formats other than XML.
history of operations
We will supplement counterparty and payer data in the history of operations in line with the changes introduced by individual settlement systems.