Interest rates and interest capitalisation for products offered to SMEs and corporations


Interest rates on current and auxiliary bank accounts

  • The Bank opens and maintains current and auxiliary bank accounts in the following currencies: PLN, AUD, BGN, CAD, CHF, CZK, DKK, EUR, GBP, HRK, HUF, JPY, NOK, RON, RUB, SEK, USD.
  • The funds deposited in current or auxiliary bank accounts bear interest at a variable interest rate.
  • Currently the interest rate stands at: 0.00% per annum
  • Interest is capitalised on a monthly basis.

VAT account interest rate

 

first VAT account

  • the standard interest rate for funds up to PLN 200,000 inclusive is variable and currently stands at 0.3% per annum
  • the additional interest rate for funds up to PLN 200,000 inclusive in the period from 1 July to 31 December 2018 stands at 1.7% per annum
  • the standard interest rate for funds in a VAT account above PLN 200,000 is variable and currently stands at 0% per annum

 

other VAT accounts

  • the standard interest rate is variable and currently stands at 0% per annum

 

 

additional information:

  • Interest is capitalised on a monthly basis.
  • For a VAT account, interest is paid to the current or auxiliary account connected with this VAT account.
  • The standard interest rate of a VAT account can only be changed in compliance with the provisions of the Regulations on Opening, Holding and Closing an Integrated Bank Account at mBank S.A. or the Regulations of Opening, Holding and Closing Bank Accounts in mBank S.A., depending on the type of bank account agreement concluded with the Bank.

Deposits for SME and Corporates

Term deposites interest rate at mBank S.A.

 

 

Additional information

The minimum amount of a term deposit is PLN 50,000, or its equivalent in another currency.

The Bank charges a commission if the funds are withdrawn from the term deposit in whole or in part before the end date. The commission is calculated on the withdrawn portion of the term deposit for the period from the date of withdrawal of the term deposit until the planned end date of the term deposit, in the following amount:

  • for PLN deposits – 1.5% p.a.,
  • for currency deposits – 1% p.a.

Information as of: 17-08-2018

Deposit period
Currency 1D 3D 7D 1M 3M 6M 12M
CHF -0,13% -0,13% -0,13% -0,22% -0,21% -0,19% -0,16%
EUR -0,08% -0,08% -0,07% -0,12% -0,11% -0,10% -0,09%
GBP 0,09% 0,09% 0,09% 0,16% 0,18% 0,20% 0,23%
PLN 0,26% 0,26% 0,26% 0,45% 0,46% 0,47% 0,49%
USD 0,28% 0,28% 0,28% 0,50% 0,56% 0,60% 0,65%
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AUTO OVERNIGHT interest rate at mBank S.A.

Date: 17-08-2018

Currency Interest rate
CHF 0,00%
EUR 0,00%
GBP 0,06%
PLN 0,22%
USD 0,18%

 

AUTO OVERNIGHT interest rate at mBank S.A – interest rate calculated per annum, applicable to AUTO OVERNIGHT at mBank S.A. from the moment of publishing until the next rate is published.