Since the beginning of its activities, mBank Hipoteczny has been the biggest mortgage bank in Poland and it still has a leading role on the market of estate financing and issuance of mortgage bonds.
It built its strong market position under the name mBank Hipoteczny, which is associated with high quality banking services, professionalism and a partnership-oriented approach to clients. The Bank's mission is to offer attractive and modern estate financing forms, based on specialist expertise, highest service quality and best European mortgage banking standards. As a specialist mortgage creditor, since over a decade the bank has consequently built its competitive advantage based on those values, as well as on experience and market practice, which is why it is considered the best partner for the implementation of undertakings and projects on the estate market.
The Bank finances commercial investments on the estate market, including office buildings, shops and shopping centres, warehouses, logistic space and housing estates. A significant activity of the Bank is lending to public sector projects in the area of municipal investments and local government estates.
In the retail segment, the Bank provides individuals with mortgage loans, which are offered in cooperation with mBank. The Bank's credit offer is made complete by market analyses and advisory services addressed to investors and entities active in the commercial estate industry.
Moreover, the Bank is the biggest issuer of mortgage bonds on the market. They are the main source of refinancing its activities. Mortgage bonds issued by mBank Hipoteczny are one of the safest investment instruments on the Polish capital market. The Bank has been the biggest issuer of those papers on the market for many years. The value of its mortgage bonds, which are currently traded, amounts to almost 4.6 billion PLN, which gives 50,2% of shares in their market.