Our ESG activities

We have defined strategic directions for the coming years in three dimensions: environment, social, and governance. See our achievements at the end of 2023:

Green financing by mBank amounted to PLN 5,315 million; mobilized capital stood at PLN 4,382 million


The share of mortgage loans financing a house, an apartment in a block of flats or a single-family building with low energy consumption in total sales was 10%, which is consistent with the mid-term target set for 2023


Share of investment solutions managed within mBank Group promoting environmental or social characteristics (“light green” in line with Art. 8 of SFDR) stood at 10%


In 2023 mBank issued Green Bonds in the nominal value of EUR 750 million

mBank's electric energy consumption at the end of 2023 in 99% was based on green energy


In own and all others locations where mBank owns the metering units only the green energy is purchased and used

52% of persons recruited or promoted to managerial positions were women

The share of women in managerial bodies of mBank’s main subsidiaries amounted to 23%


Average number of unique users of Personal Finance Manager (PFM) in Q4 2023 amounted to 1.46 million

ESG risk was incorporated into ICAAP documentation. First materiality assessment of ESG risk was performed. We collect energy efficiency certificates when granting mortgage loans in retail segment


All TOP 100 managers working at mBank Group as of 31.12.2023 had ESG goals at a 10% weight in their Objective and Key Results


mBank collected 600 statements confirming compliance with the 10 Principles of the UN Global Compact from its partners and suppliers. This number represented almost 70% of contracts singed in the areas serviced in purchases under central purchasing process

A summary of activities related to our ESG strategy is included in our annual reports.