mBank in numbers

bank in Poland in terms of total assets

active users of mobile banking

retail clients

corporate clients



mBank Mobility icon for all client groups

mBank has been a synonym for innovative banking solutions for years. We were the first fully Internet-based bank in Poland and today we set the direction of the mobile and online banking development. We are one of the strongest and fastest growing financial brands in Poland, listed on the Warsaw Stock Exchange since 1992.

Personal Banking

Basic logotype of mBank S.A.

Premium Banking

Private Banking


SME and corporates


Strategy of mBank Group for 2021-2025

In the strategy for 2021-2025 titled "From an icon of mobility, to an icon of possibility", we will focus on 5 areas:


  • Retail banking
  • E-commerce segment
  • Corporate banking
  • Technology, security and data
  • Employees and organisation culture

We have also developed a new ESG agenda focused on our responsibility for climate, society and financial health of our clients.

Values of mBank Group

our employees know their strengths and talents, work on them and grow them. We respect and value people's differences.

we treat others with respect. We demonstrate sensitivity to the needs, opinions and emotions of our employees, clients and the public.

we act ethically and responsibly, we keep our word. We care for the environment and are socially aware.

we take bold decisions. We openly express our opinions while respecting the other person. We are able to admit our mistakes and learn from them

we are open to cooperation. We assume that others have good intentions. We take into account different points of view and opinions. We are looking for the best ways to achieve common goals.

What makes us stand out


Leading mobile banking for retail clients

  • Highest share of mobile users among active clients

Top-class digital banking offer for enterprises

  • Wide range of digital services available through mBank CompanyNet and mBank CompanyMobile

Development of state-of-the-art solutions for e-commerce segment

  • Unique payment gateway Paynow, support for enterprises developing online business

Focus on sustainable and responsible banking

10 billion for the financing of green industries, co-operation with The Great Orchestra of Christmas Charity Foundation (WOŚP)


Excellent operational efficiency and strong capital position

  • Efficiency of operation and strong business foundations are the basis for solid results

Attractive demographic structure of clients

High income potential of the client base resulting from the demographic profile

mBank Group's history

  • mBank and Polish Center for International Aid jointly provided aid to Ukrainian war refugees
  • mBank continues to work on decarbonising its credit portfolio and joins PCAF
  • mBank joined the Science Based Targets initiative. It is yet another step towards its climate neutrality
  • We also signed the Commitment to Financial Health and Inclusion within the framework of the United Nations Environment Programme Finance Initiative (UNEP-FI)
  • Mobile confirmation of identity of mBank employees
  • mBank provides corporate clients with Apple Pay
  • Foreign investment funds for investors available in mBank’s offer
  • Junior account mobile application is created
  • mBank launches: own investment fund company (TFI), “m jak malarstwo” fund, and started a social campaign Digital Revolutions, which supports companies in spreading their wings in the e-commerce segment
  • mBank doubles the credit limit for financing RES and allocates PLN 4 billion for that purpose
  • mBank Tower on Prosta 18 Street – mBank moves address after 22 years
  • mBank enables clients to open an account with a selfie, apply remotely for a mortgage loan and open remotely an account for enterprises and corporate clients
  • mLeasing launches online car sales and signs contracts via Skype
  • Adjustments to lending to the mining industry and coal energy industry – mBank limits coal financing and focuses on RES
  • mBank provides factoring to sole proprietors. Decision to grant the limit up to PLN 50 thou. is issued in 5 minutes
  • mBank is the first bank to enable purchase of life insurance through a mobile application
  • mBank is a partner of the 26th Finale of the Great Orchestra of Christmas Charity
  • Establishment of mElements, a company specialising in innovative solutions in the field of banking API
  • mBank set up the first and largest fund in the region of Central and Eastern Europe – mAccelerator, that specialises in developing and commercialising new technologies
  • Selling a license for mobile and Internet services in the mBox project
  • mBank’s subsidiaries – Dom Maklerski mBanku and mWealth Management were integrated within the Group’s structure
  • Aspiro, a company providing financial advisory services changed its company name to mFinanse
  • Launch of the long-term cooperation with AXA Group
  • Migration of former Multibank and Private Banking to mBank transactional platform. Last brands integration stage under one mBank name
  • Launch of cooperation with Orange – a retail mobile bank Orange Finanse is created
  • mBank launches a new branch format and invests in changed branch network. Starts with a project of light branches in shopping centres
  • Start of New mBank – fully modernized transactional platform
  • mBank in a new, visual version
  • All brands of BRE Bank Group under one, mBank sign – unification of brands and rebranding of all Group units: MultiBank, BRE Bank and BRE Private Banking under one name – mBank
  • mBank, in cooperation with telco operators, introduces NFC mobile payment service in its offer
  • A mobile version of transactional services for iOS and Android is launched in Multibank
  • mBank’s mobile transactional platform for iOS and Android is launched
  • Foreign expansion of retail operations, the first branches of mBank are set up in the Czech Republic and Slovakia
  • Start of iBRE, a modern Internet banking system for companies
  • Launch of Multibank, the second retail arm of BRE Bank
  • Establishment of mBank – the first Internet-only bank in Poland – completed in just one hundred days
  • Merger with Polski Bank Rozwoju SA – first takeover in the history of Polish capital market performed as a public call for sale
  • Poland’s first Private Banking offer is launched – private banking dedicated to clients with high and stable financial capabilities, whose needs exceed norms of everyday banking services
  • Debut on Warsaw Stock Exchange
  • Receipt of credit line facilities from the World Bank and International Finance Corporation. BRE Bank becomes a member of the international settlement system SWIFT
  • Establishment of Bank Rozwoju Eksportu. Sale of bank shares in public offering performed in 1986 was the first transaction of this type in Poland since pre-war

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