Consensus

The table below shows the consensus on mBank Group’s earnings estimates for 2020-2021. It is compiled by IR team and based on input received from the analysts who follow the company's financial performance.

Consensus 2020 Consensus 2021
PLN M AVERAGE MAX MIN AVERAGE MAX MIN
Net interest income 4 356 4 594 3 660 4 651 5 039 3 802
Net fee and commission income 1 001 1 146 939 1 044 1 268 958
Trading & other income 412 592 340 422 603 360
Total revenues 5 769 5 981 5 190 6 117 6 475 5 445
Costs -2 428 -2 240 -2 540 -2 495 -2 245 -2 673
Loan loss provisions -902 -689 -993 -963 -649 -1 094
Operating profit 2 439 2 550 2 261 2 658 2 792 2 550
Net income 1 374 1 487 1 171 1 505 1 619 1 186
Loans 111 150 117 130 100 960 117 149 125 730 105 324
Assets 168 603 179 400 149 851 177 981 192 000 156 406
Deposits 123 891 142 900 108 820 130 834 150 200 114 491
TARGET PRICE (PLN) 330,6 400,0 226,0      

As of 12.02.2020

Contributing research: DM BOŚ, PKO Securities, Haitong Bank, IPOPEMA, KBW, Pekao Investment Banking, Raiffeisen Centrobank, Santander Brokerage, Societe Generale, Trigon DM, Wood & Company