Responsible banking
We are aware of our responsibility for the environment, society and governance (ESG). Corporate social responsibility and sustainable development form the foundation of mBank Group’s activity. Our business benefits clients, employees, shareholders, business partners, and society as a whole. We are guided by the UN Sustainable Development Goals. We aspire to be a leader of responsible banking in Poland.
Our strategy 2021-2025
ESG agenda represents an integral part of the mBank Group Strategy 2021-2025. Here are our strategic sustainability objectives:
Our ESG activities
See how much we achieved together in 2022:
Environment
Society
Governance
PLN 637 million allocated for financing construction of wind and photovoltaic farms
PLN 13.8 million donated by our clients to PCPM Foundation to help Ukraine
100 mBank’s top managers assessed against achievement of of ESG objectives
Over 1/3 lower greenhouse gas emissions than in previous year (reduced by over 8 thousand tonnes of CO2 equivalent)
17 million users’ reach of our cybersecurity education campaign
12 social and environmental aspects of a banking product’s impact assessed ahead of its market launch
See the ESG areas we focus on
Responsible products and services
Did you know that with our eco-mortgage loan you can finance an energy-efficient home with low CO2 emissions? We will make it easy with lower borrowing costs.
Check our banking products and services that support ESG objectives. See our offer for individuals and businesses.
ESG news
Sustainability reports
See our ESG Report 2022
See our Integrated Report 2021
Read our other ESG reports
Sustainable business standards
We follow clearly defined rules of conduct, which reflect our ESG values and objectives. We have included them into our codes, policies and internal procedures. They cover the areas of crediting principles, investment services, relations with our clients, employees and business partners, ethical conduct, compliance, corporate governance, and more.

Our commitments
We have committed to reach clearly-defined ESG objectives and have joined leading organisations, which set standards for sustainable development.

UN Global Compact sustainable business principles

UN Principles for Responsible Banking

Responsible Business Forum’s Diversity Charter
Science Based Targets initiative
Science Based Targets initiative’s (SBTi) methodology for designing our climate neutrality trajectory

PCAF methodology for measuring our credit portfolio’s carbon footprint

UN Commitment to Financial Health and Inclusion
Our achievements

In 2023 Sustainalytics gave us ESG risk rating of 13 points, which means “low risk”

See our other sustainability ratings, awards and recognitions
Contact
mBank Group’s ESG team: csr@mbank.pl
